An Affordable Option

Accessory Dwelling Units (ADUs) are an affordable housing option for individuals who want to live closer to family members or caregivers but maintain separate quarters. They are independent housing units created within a single-family home or on its property. An ADU, sometimes referred to as an in-law apartment, provides the same traditional utilities and accommodations of other housing, including a private bathroom, kitchen, living room, bedroom and an entrance.

In addition to providing shelter, an ADU may be an alternative source of income to homeowners if permitted by local regulations.

Eligibility Criteria

Check with your municipal building and zoning officials for any criteria in your community.

Services and Fees

ADUs do not offer in-home care services, but residents may still apply for and receive in-home care through other programs. See the in-home section for more information.

Legally, an ADU is part of the same property as the main home. It cannot be bought or sold separately. In Connecticut, though regulations vary, most municipalities allow accessory dwelling units to be constucted if rent is not being paid. If the dwelling is rented to a nonfamily member, the homeowner must abide by state landlord/tenant regulations.

Financial Options for Age-Restricted Communities

Private Pay:
Private pay refers to using personal funds to cover all or a portion of an expense. There are different ways to acquire private pay resources.

Apartment Conversion for the Elderly Program:
This program enables homeowners age 62 and over to convert space in their single-family home into an accessible apartment or build an addition to create an apartment.